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These Credit Cards & Specific Steps WILL Rebuild Your Credit Score in 90 Days or Less!

Nowadays there are so many credit cards to choose from that it’s hard to know which one might be right for you. If you have less than perfect credit, you will need a hard to help raise your score.

Therefore, we have outlined some of 2017’s BEST CARDS that WILL help boost credit SCORE within 90 days or less, GUARANTEED! Please make sure to follow the instructions in the above video as closely as possible to get the best possible results. Below we will be focussing more on “which” credit cards you should be attempting to use to rebuild your credit. Each of the below credit cards have been thoroughly researched by our credit review team and all data provided has been sourced from all of the below credit card providers directly.


Cardholders will be rebuilding credit scores fast with the secure Discover Card. As long as they make their payments on time and for the full amount required, their credit score should show improvements in a short time. Discover reports each card holder’s history to all three major credit bureaus. Using your card responsibly over the matter of just a couple of months will help to improve your score. You will have to keep up with any other credit cards you have in order to see the improvement in your score. You can not ignore payments or be late in making payments to any of your other obligations. Related image

Discover It A Secured Card

This secured card has no annual fee. You will make an initial deposit of $200, and you will be given a credit limit. A larger deposit will get you a larger credit limit. You can still qualify for this card if you have filed for bankruptcy. After 7 months, they will review your account. You might be able to upgrade to an unsecured card. Your deposit could be refunded if you are upgraded. This card offers 2% cash back at restaurants and gas stations. All other purchases are 1% cash back. You will also be provided with a copy of your FICO credit score. You can then keep progress of how your score is increasing.

Image result for Capital One Secured MasterCardCapital One Secured MasterCard

You can qualify for this card with a low credit score. It carries no annual fee, and it will report to all three major credit bureaus. You will need to make a security deposit of up to $200, and you will receive a credit line of $200. After making 5 payments on time, your credit line will be increased. The card allows you to easily manage your account online. There are no rewards with this card, and the APR is high; however, it will allow you to rebuild your credit. This card also has a refundable deposit based on how good your creditworthiness is while doing business with Capital One. If you make a larger security deposit, you can get a higher credit line. At no extra charge, Capital One has warranty protection for items that you use to purchase on your credit card. It also has a 24-hour travel assistance protection. If you lose your card or if it is stolen, you can get a replacement card as well as a cash advance.

Citi Secured MasterCard

This is another card that accepts people with low credit scores; however, you will not qualify if you have filed for bankruptcy within the last two years. You will not pay an annual fee. You will pay a security deposit of between $200 and $2,500. The amount of your deposit will be your credit limit. You cannot earn rewards with this card. To qualify, your income will be reviewed. A secured card with Citi is an actual credit card. It is not like a debit or prepaid card. Citi reports your payment history to all three credit card bureaus. When you find which cards rebuild credit scores 90 days or less, following their instructions.Image result for Citi Secured MasterCard

How To Improve Your Credit With This Card

You need to keep your payments up to date and make them on time every month. You can be rebuilding credit scores fast when you are consistent in making your payments. Citi also has Online Bill Payments, AutoPay and alerts so you can keep great records on your payments. You can even pick any time of the month for your payment date. You can choose a payment date at the beginning of the month, the middle of the month or at the end of the month. There is also account protection. There is a $0 liability on unauthorized activity on your card that protects you from fraud. It is the Citi Identity Theft Solutions protection. Citi also has 24/7 banking online. You can see your transactions, balances, and make payments either online or on your mobile device. They also have free account alerts that can go right to your mobile device. Your FICO Score is also updated once a month so you can follow your progress.

OpenSky Secured Visa Credit Card

This card does not even conduct a credit check, but it will report to the three credit bureaus each month. You can make a deposit of $200-$3,000, and you are not even required to have a bank account with this card as there are numerous other payment options. You will pay $35 annually for this card. There are no rewards offered with this card, but it can help you increase your credit score. People with little or no credit history will find OpenSky secured credit card a great place to increase their line of credit. It does not matter what you have in a bank, if you do not have a credit history with a decent credit score, you could be turned down for car loans, mortgages and even jobs.

How To Build Your Credit With This Card

To build better credit you need to use your credit card on a regular basis. Use it for paying recurring bills like your phone bill and electric bill and for paying for gas at the gas station. Following the tips on rebuilding credit scores will help to improve your scores. Do not be even one day late on making your monthly payments. Even if you have a grace period, do not make payments later than the due date listed on your statements. Try and pay off the whole amount every now and then. It will help in showing how responsible you are being with your new card. Never use all of your available credit.

Credit One Bank Visa

You can qualify with this unsecured card with a low credit score. You will be charged up to $99 annually, and you will begin with a $300 credit line. The APR will be up to 24.40%, and you could be considered for a credit increase after making on-time payments. You will earn 1% cash back on purchases. Balance transfers are not permitted.

Milestone Gold MasterCard

You will pay an annual fee of up to $99. This is an unsecured card, but you can qualify with fair credit. You will start out with a $300 credit limit. The APR is 23.90%, and no deposit is required. There are no rewards with this card.

First Access Visa Credit CardImage result for First Access Visa Credit Card

This card for bad credit reports to the credit bureaus each month. You will pay $89 for a set-up fee. You will also pay an annual fee. If you pay your bill on time each month, you will see an increase in your credit score. You can then upgrade to a card with fewer fees. If you pay your full balance each month, you will not be charged interest. The minimum credit line is $300. You do not need a perfect credit score to apply for a First Access Visa credit card. Only you can turn your credit situation around. This credit card is accepted at ATM machines nationwide, at thousands of merchants and online. Getting tips on rebuilding credit scores is something a lot of people need. Keeping your credit balance low will also help in a positive way to keep your profile in better standing. After six months of paying on time, you could get a higher credit limit. You can get a credit approval in 60 seconds with our online application. Our online customer service center is available 24/7.

First Premier Credit Card

This unsecured card charges an annual fee, but you can be approved with bad credit. To receive this card, you will be charged a one-time processing fee. The card reports to the credit bureaus each month. The interest rate is pretty high for this card. Balance transfers are not available. The foreign transaction fee is 3%. After your account has been opened for a year, you can be considered for a credit increase. This card has numerous fees; however, it can help raise your credit. If you have less than perfect credit, cards are available that will help get your score up. Therefore, research your options to find the best card for you. You can then begin boosting your credit score.