Many credit card companies offer cash back rewards as an incentive for choosing the card. You will earn a percentage of the purchase that can be redeemed for cash back.
If you are looking for a cash back credit card we have taken the time out of the in-depth research and found that the below cards will offer you some of the best available deals on cashback available in 2017 through 2018 and we keep this post updated every few months.
Chase Freedom Unlimited
You can earn 5% cash back on certain categories. These categories might include gas, grocery stores, or restaurants. All other purchases will earn you 1.5% cash back. After you spend $500 on purchases within the first 3 months, you will earn $150 bonus. When you add an authorized user, you will automatically earn $25 cash back. There is no annual fee; you do need good credit to qualify. You will receive 0% APR for 15 months. The card also features purchase protection and price protection.
Blue Cash Preferred from American Express
You will receive 6% cash back at supermarkets, and you will receive 3% at gas stations and department stores. All other purchases will give you 1% cash back. The annual fee is $95, but you can easily make up for that with the cash back you will receive. If you are approved for the card, you will receive a bonus of 10% cash back at U.S restaurants for the first 6 months. After you spend $1000 within the first 3 months, you will earn $150 cash back. For the first 12 months, you will receive 0% APR on purchases and balance transfers.
Discover It Cashback Match
You will receive 5% cash back in certain categories and 1% cash back in other purchases. At the end of your first year, the card will automatically match all of the cash back rewards you are received. You can redeem your cash back anytime, and rewards never expire. Statements will include your FICO credit score. There is no annual fee for this card. You will receive 0% APR on purchases and balance transfers for 14 months. You will need good to excellent credit to qualify.
Bankamericard Cash Rewards
With this card, you will receive 3% cash back on gas purchases and 2% on grocery store purchases. You will receive 1% cashback on all other purchases. IF you are a customer of Bank of America, you will receive 10% cash back bonus if you redeem your reward straight into your Bank of America account. You will receive $100 after spending $500 within the first 90 days. You must have at least $25 to redeem rewards. You will receive 0% APR on purchases and balance transfers for the first year. There is no annual fee with this card.
Citi Double Cash Card
This card offers 2% cashback on all purchases when they are paid off. Before they are paid, you will receive 1% cash back. The rewards program is pretty straightforward with no bonus categories that you need to keep track of. There are no sign-up bonuses with this card. You must have at least $25 to redeem rewards. You will receive 0% APR on balance transfers for 18 months, and there is no annual fee.
Capital One QuicksilverOne Cash Rewards Credit Card
You could qualify for this card with only average credit. You will earn 1.5% cash back on purchases. There is no limit to the rewards you can earn. There are no foreign transaction fees, but there is an annual fee of $39. There is not a sign-up bonus. This is a simple cash back credit card.
Barclaycard Cash Forward World MasterCard
With this card, you will receive 1.5% cashback on all purchases. You must have $50 to redeem your rewards. After spending $500 within the first 90 days, you will receive $100. The card features travel insurance, concierge services, and a FICO credit score with your statements. You will receive 0% APR for 15 months on balance transfers. You will not be responsible for unauthorized purchases. There is no annual fee with this card.
Wells Fargo Cash Wise Visa Credit Card
There is no annual fee with this card, and you will receive 1.5% cashback on purchases. After spending $1000 within the first 3 months, you will receive $150. Cash rewards do not expire. You will receive 0% APR on purchases and balance transfers for 12 months.