Nowadays there are so many credit cards to choose from that it’s hard to know which one might be right for you. If you have less than perfect credit, you will need a hard to help raise your score.
Therefore, we have outlined some of 2017’s BEST CARDS that WILL help boost credit SCORE within 90 days or less, GUARANTEED! Please make sure to follow the instructions in the above video as closely as possible to get the best possible results.
Below we will be focussing more on “which” credit cards you should be attempting to use to rebuild your credit. Each of the below credit cards have been thoroughly researched by our credit review team and all data provided has been sourced from all of the below credit card providers directly.
Discover It Secured Card
This secured card has no annual fee. You will make an initial deposit of $200, and you will be given a credit limit. A larger deposit will get you a larger credit limit. You can still qualify for this card if you have filed for bankruptcy. After 7 month, they will review your account. You might be able to upgrade to an unsecured card. Your deposit could be refunded if you are upgraded. This card offers 2% cash back at restaurants and gas stations. All other purchases are 1% cash back. You will also be provided with a copy of your FICO credit score. You can then keep progress of how your score is increasing.
Capital One Secured MasterCard
You can qualify for this card with a low credit score. It carries no annual fee, and it will report to all three major credit bureaus. You will need to make a security deposit of up to $200, and you will receive a credit line of $200. After making 5 payments on time, your credit line will be increased. The card allows you to easily manage your account online. There are no rewards with this card, and the APR is high; however, it will allow you to rebuild your credit.
Citi Secured MasterCard
This is another card that accepts people with low credit scores; however, you will not qualify if you have filed for bankruptcy within the last two years. You will not pay an annual fee. You will pay a security deposit of between $200 and $2500. The amount of your deposit will be your credit limit. You cannot earn rewards with this card. To qualify, your income will be reviewed.
OpenSky Secured Visa Credit Card
This card does not even conduct a credit check, but it will report to the three credit bureaus each month. You can make a deposit of $200-$3000, and you are not even required to have a bank account with this card as there are numerous other payment options. You will pay $35 annually for this card. There are no rewards offered with this card, but it can help you increase your credit score.
Credit One Bank Visa
You can qualify with this unsecured card with a low credit score. You will be charged up to $99 annually, and you will begin with a $300 credit line. The APR will be up to 24.40%, and you could be considered for a credit increase after making on-time payments. You will earn 1% cashback on purchases. Balance transfers are not permitted.
Milestone Gold MasterCard
You will pay an annual fee of up to $99. This is an unsecured card, but you can qualify with fair credit. You will start out with a $300 credit limit. The APR is 23.90%, and no deposit is required. There are no rewards with this card.
First Access Visa Credit Card
This card for bad credit reports to the credit bureaus each month. You will pay $89 for a set-up fee. You will also pay an annual fee. If you pay your bill on time each month, you will see an increase in your credit score. You can then upgrade to a card with less fees. If you pay your full balance each month, you will not be charged interest. The minimum credit line is $300.
First Premier Credit Card
This unsecured card charges an annual fee, but you can be approved with bad credit. To receive this card, you will be charged a one-time processing fee. The card reports to the credit bureaus each month. The interest rate is pretty high for this card. Balance transfers are not available. The foreign transaction fee is 3%. After your account has been opened for a year, you can be considered for a credit increase. This card has numerous fees; however, it can help raise your credit. If you have less than perfect credit, cards are available that will help get your score up. Therefore, research your options to find the best card for you. You can then begin boosting your credit score.